Timothy Lyons Jr.

I am Tim Lyons, AVP, IBWM and Senior Investment Executive, RJFS serving clients throughout the Bay and Thumb Area of Michigan, both in person and virtually. With 21 years of experience in banking and financial services and registrations including Series 7, 6, 63, 66, and Life and Health Insurance, I work with individuals, families, business owners, professionals, retirees, multigenerational families, as well as nonprofit organizations and foundations.

I focus on helping clients identify shortfalls, manage risk, and pursue their overall financial goals through customized solutions tailored to their specific needs. My areas of focus include comprehensive financial planning, retirement planning, and investment management, along with wealth transfer and legacy planning, education planning, charitable giving strategies, business succession planning, and tax-aware investment strategies. I also coordinate closely with attorneys and other professionals on trust and estate planning matters.

I believe clients value my straightforward, educational approach. I specialize in simplifying the language and concepts around financial planning so that clients feel informed and confident in the decisions we make together.

My wife, our three children, and I are lifelong residents of the Kingston community. I enjoy coaching youth sports, playing golf and volunteering at my church in my free time.

If you’re ready to explore your financial goals and how we can work together to address them, I welcome the opportunity to start a conversation.